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Additional terms and conditions of proposal form:
- You are submitting this proposal (after having browse, understood and accepted the brochure/ prospectus/ sales literature/ terms and conditions of the Policy as available on the Company’s website) and declare and make sure that everyone the statements created by you herein/ documents submitted, if any, are complete and correct and you have complied with the requirement to disclose all the fabric facts for considering your proposal that shall be the idea of contract with the corporate.
- Receipt of proposal form by the Company shall not be construed as acceptance of proposal. You hereby agree that the insurance coverage beneath the policy can begin solely on realization of full premium and on receipt of complete medical reports (wherever applicable) and subject to individual underwriting approval by the corporate. The company at its sole discretion reserves the proper to simply accept or reject or load any proposal without distribution any reason thence.
- You understand that the Policy shall become void at the Company’s choice, in the event of any untrue or incorrect statement, misrepresentation, non-description or non-disclosure of any material fact, in the proposal form/personal statement, declaration and connected documents or any material information having been withheld by you or anyone acting on your behalf.
- You hereby declare that the lives projected to be insured would submit to medical examinations by the nominative doctors of the corporate or endure diagnostic or different medical tests, as suggested by the Company for its underwriting.
- You consent to and authorize the Company and /or any of its authorized representatives to hunt medical info from any hospital/medical professional or the other connected entity that you just have attended or could attend in future regarding any sickness or unhealthiness or injury.
- You consent to provide a sound age proof and identity proof at the time of claims or the other time once needed by the corporate.
- You agree and undertake to convey to any change/alteration carried out within the risk proposed for insurance when submission of this proposal type.
- You consent to receive information from the Company through text documents and electronic or telecommunication mediums from time to time.
Additional Terms and conditions for Quote:
- The premium calculated above is on the basis of the knowledge provided by you within the Proposal type with relevancy all the Persons to be insured and is subject to the underwriting call of the corporate and also the actual premium &/or the total Insured could vary ensuing to the assessment of risk when underwriting.
- The above info should be browse in conjunction with the sales pamphlet and policy document.
- Tax Benefits would be offered as per the prevailing financial gain Tax laws.